Refund Policy

Last Updated February 05, 2023

Purchase Terms of Agreement

The purchase of digital products, including spreadsheet downloads is subject to the following terms and conditions. Customers are advised to review carefully before making any purchase.

Refund Policy

All transactions for purchase of intangible products are made through payment gateways such as PayPal or Stripe that use SSL encryption. These payment gateways are safe and secure for using all types of credit cards and debit cards in different countries and your details are not stored during this process.

Since your purchase is a digital product, it is deemed “used” after download or opening, and all purchases made on are non-refundable or exchangeable. Since the products made available here are intangible, there is a strict no refund policy.

Disciplined Finance reserves the right to amend any information, including but not limited to prices, technical specifications, terms of purchase and product or service offerings without prior notice.